IDX

Listed by Lisa Gardner · Courtesy of COASTAL GATEWAY REAL ESTATE GR· Agent MLS ID# MFR256502356 · Deemed reliable but not guaranteed. · Data last updated: Sep 9, 2026 · 1:10 PM

103 ISLAND ESTATES PKWY

Palm Coast, Flagler, FL, 32137

Active

$2,150,000

$580/sqft

4Beds
4Baths
3,706Sq Ft
2017Built
9Days on Market

About this home

Welcome to luxury coastal living in Island Estates, an exclusive gated island community in Hammock Dunes bordered by the Fox Cut Canal and the Intracoastal Waterway. Built in 2017, this custom waterfront sanctuary features 3,706 square feet of open-concept living space set on a premium, wide estate lot framed by mature tropical landscaping and magnificent oak trees. The home welcomes you through an elegant foyer with custom stone wall detailing that opens to a soaring, 47-foot-wide great room and formal dining area with warm hardwood flooring throughout. Designed for effortless indoor-outdoor living, massive 10-foot sliding glass pocket doors vanish completely to merge the interior with the outdoor lanai, filling the space with natural light and serene water views. At the heart of the home, the gourmet chef’s kitchen boasts custom white-painted cabinetry, premium stainless steel appliances, wall oven and Advantium microwave oven, a gas cooktop, a beverage refrigerator, pot filler, a spacious center island with breakfast bar, and a large walk-in pantry. The functional split layout offers four bedrooms and four full bathrooms, with each bedroom featuring its own private en-suite bath including one conveniently configured as a pool and cabana bath. The primary suite serves as a serene retreat featuring direct pool access, sweeping views, and a spa-inspired bath complete with dual vanities, a deep soaking tub, and an oversized walk-in shower. A dedicated home office provides a private, productive workspace, while modern conveniences include integrated surround sound audio, complete video surveillance, hurricane impact windows and doors, a whole house generator plus an oversized 4-car garage. The property has been impeccably maintained with recent updates including two new HVAC systems (2025), a new washer and dryer (2025), and new exterior French doors (2026). Outdoor living is centered around direct waterfront views, featuring an expansive covered lanai equipped with an integrated TV setup, a gas-burning fireplace, and a new outdoor grill (2026). Beyond the lanai, relax by the sparkling pool and spa, which features a newly refinished spa surface (2026) and new pool heater (2025/2026). Situated in an X flood zone with elevated FFE for peace of mind, the property boasts approximately 147 feet of direct canal frontage with direct access to the Intracoastal Waterway, offering the perfect canvas to build your own custom private dock. Located in prestigious Hammock Dunes in Palm Coast, residents enjoy serene, quiet beaches and frequent local wildlife sightings right in their backyard, all while remaining just an hour away from Jacksonville and Orlando. An optional membership is available to the award-winning Hammock Dunes Club—a Distinguished Emerald Club of the World and Platinum Club of America—which features two Audubon-certified golf courses, an oceanfront clubhouse with multiple dining venues, a resort-style pool, a 5,000-square-foot fitness center, tennis, pickleball, bocce ball, and three beachside croquet courts.

Facts & Features

MFRFC321081
$2,150,000
Active
4
4
4
0
3,706 sqft
1.6900
2017
Residential
Single Family Residence
Mediterranean

Community Information

103 ISLAND ESTATES PKWY
Hammock Dunes
Palm Coast
Flagler
FL
32137
No

Amenities

Other, Gated, Security, Vehicle Restrictions
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Crown Molding, Window Treatments, Solid Surface Counters, Built-in Features, Primary Bedroom Main Floor
Central
Central Air
Ceramic Tile, Wood
Gas, Outside
1
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Convection Oven, Exhaust Fan, Bar Fridge, Wine Refrigerator

Exterior

Lighting, Private Mailbox, Outdoor Grill, Outdoor Shower, Outdoor Kitchen, Private Yard, Private Entrance
Block, Stucco
Slab
Tile
N/A
Paved, Oversized Lot, Near Golf Course, Private, Irregular Lot

School Information

N/A
N/A
N/A

Additional Information

August 31, 2026
9
PUD
West
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. COASTAL GATEWAY REAL ESTATE GR is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

9 days on market

Listing updated: Sep 9, 2026 · 1:10 PM

Listed by: Lisa Gardner · 386-793-4741COASTAL GATEWAY REAL ESTATE GR · 888-977-1588

Updated from Real Estate Market Data

Location

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brokerage

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