IDX

Listed by Elena Kapetaneas · Courtesy of CHARLES RUTENBERG REALTY INC· Agent MLS ID# MFR260040790 · Deemed reliable but not guaranteed. · Data last updated: Aug 15, 2026 · 10:05 PM

1109 CHARLES ST

Clearwater, Pinellas, FL, 33755

Active

$899,000

$490/sqft

3Beds
3Baths
1,833Sq Ft
1936Built
146Days on Market

About this home

One or more photo(s) has been virtually staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Facts & Features

MFRTB8489075
$899,000
Active
3
3
3
0
1,833 sqft
0.2700
1936
Residential
Single Family Residence
Contemporary, Coastal, Craftsman

Community Information

1109 CHARLES ST
Peale Park
Clearwater
Pinellas
FL
33755
No

Amenities

N/A
N/A
No
No
Yes

Interior

High Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Kitchen/Family Room Combo, Stone Counters, Thermostat, PrimaryBedroom Upstairs
Central, Electric
Central Air, Mini-Split Unit(s)
Tile
N/A
2
Range, Range Hood, Tankless Water Heater

Exterior

Rain Gutters, Lighting, Private Mailbox
HardiPlank Type, Frame
Slab
Metal
N/A
Oversized Lot

School Information

N/A
N/A
N/A

Additional Information

March 22, 2026
146
N/A
East
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. CHARLES RUTENBERG REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

146 days on market

Listing updated: Aug 15, 2026 · 10:05 PM

Listed by: Elena Kapetaneas · 727-515-9693CHARLES RUTENBERG REALTY INC · 727-538-9200

Updated from Real Estate Market Data

Location

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brokerage

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