IDX

Listed by Jennifer Needham · Courtesy of CHARLES RUTENBERG REALTY INC· Agent MLS ID# MFR260042814 · Deemed reliable but not guaranteed. · Data last updated: Jul 12, 2026 · 7:25 PM

119 CARLYLE CIR

Palm Harbor, Pinellas, FL, 34683

Active

$2,300,000

$652/sqft

4Beds
4Baths
3,526Sq Ft
1988Built
20Days on Market

About this home

EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph’s Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you’ll be captivated by this home’s abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF’S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you’ll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph’s Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home’s CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you’ll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

Facts & Features

MFRTB8520908
$2,300,000
Active
4
4
4
0
3,526 sqft
0.2900
1988
Residential
Single Family Residence
Contemporary, Florida, Custom

Community Information

119 CARLYLE CIR
Indian Bluff Island 3Rd Add
Palm Harbor
Pinellas
FL
34683
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), High Ceilings, Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Thermostat, Crown Molding, Window Treatments, PrimaryBedroom Upstairs, Sauna
Central
Central Air
Ceramic Tile, Wood
N/A
2
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Range, Exhaust Fan, Water Softener, Trash Compactor

Exterior

Sliding Doors, Lighting, Private Mailbox, Balcony, Hurricane Shutters
Block, Stucco, Concrete
Slab, Block
Shingle
Fenced, Vinyl
City Limits, Paved, Unincorporated, Near Golf Course, FloodZone, Street Dead-End, Flood Insurance Required

School Information

Sutherland Elementary-Pn
Palm Harbor Middle-Pn
Palm Harbor Univ High-Pn

Additional Information

June 22, 2026
20
R-3
Southeast
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. CHARLES RUTENBERG REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

20 days on market

Listing updated: Jul 12, 2026 · 7:25 PM

Listed by: Jennifer Needham · 727-510-0403CHARLES RUTENBERG REALTY INC · 727-538-9200

Updated from Real Estate Market Data

Location

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brokerage

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