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Listed by Justin Pekarek · Courtesy of ORLANDO PROPERTY ADVISORS· Agent MLS ID# MFR261207532 · Deemed reliable but not guaranteed. · Data last updated: Jun 29, 2026 · 2:00 AM

1190 SUGAR BELT DR

Saint Cloud, Osceola, FL, 34771

Active

$859,000

$278/sqft

4Beds
4Baths
3,087Sq Ft
2004Built
80Days on Market

About this home

Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre—no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you’ll find solid wood flooring, level 4 drywall finishes, and a chef’s kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you’ll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages—one a 38’-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock—provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy—just minutes from Lake Nona, Medical City, and SR 417. Just a short .8 mile walk or golf cart ride away is the Ralph V Chisolm Park along East Lake Toho, with mature oak trees, park benches, a boat ramp, and vibes you'll never want to leave. Good thing your house is just down the street! Bring your cars, boats, and big dreams—this is the CUSTOM farmhouse lifestyle you’ve been searching for, right here in St. Cloud. Zoned for Nova Lakes High School

Facts & Features

MFRO6397601
$859,000
Active
4
4
2
2
3,087 sqft
1.0000
2004
Residential
Single Family Residence
Florida, Bungalow, Ranch, Custom, Craftsman

Community Information

1190 SUGAR BELT DR
Runnymede Oaks Unrec
Saint Cloud
Osceola
FL
34771
No

Amenities

N/A
N/A
No
No
Yes

Interior

Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s), Solid Wood Cabinets, Crown Molding, Built-in Features, Primary Bedroom Main Floor
Central, Zoned, Radiant Ceiling
Central Air
Carpet, Ceramic Tile, Wood
N/A
2
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Convection Oven, Exhaust Fan, Water Filtration System, Water Softener

Exterior

Rain Gutters, Sidewalk
Block, Cement Siding
Slab
Shingle
Fenced, Vinyl
In County, Paved, Oversized Lot, Cleared, Corner Lot

School Information

Narcoossee Elementary
Narcoossee Middle
N/A

Additional Information

April 9, 2026
80
OAR1
East
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. ORLANDO PROPERTY ADVISORS is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

80 days on market

Listing updated: Jun 29, 2026 · 2:00 AM

Listed by: Justin Pekarek · 407-808-3695ORLANDO PROPERTY ADVISORS · 407-808-3695

Updated from Real Estate Market Data

Location

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