IDX

Listed by Michael Schultz · Courtesy of INSTA REAL ESTATE SOLUTIONS· Agent MLS ID# MFR260017744 · Deemed reliable but not guaranteed. · Data last updated: Aug 31, 2026 · 2:52 PM

1200 40TH ST S

Saint Petersburg, Pinellas, FL, 33711

Active

$439,999

$204/sqft

N/ABeds
0Baths
2,160Sq Ft
1949Built
146Days on Market

About this home

OWNER FINANCING AVAILABLE Terms: • $200,000 Down Payment • Seller Financing the Remaining • 7.0% Interest Rate • Principal & Interest Payments • 30-Year Amortization • 3-Year Balloon Note Remaining balance due at the end of 36 months. Subject to buyer qualification and final loan documents. Fully renovated mixed-use opportunity in South St. Petersburg featuring a 3-bedroom, 1-bath apartment upstairs, 1,080 SF office/commercial space downstairs, and a detached 2-car garage/storage building. Ideal for an owner-user, investor, or live/work setup with flexible occupancy options and strong income potential. Recent improvements include new HVAC, new hot water heaters, updated electrical, new flooring, new cabinets, new appliances, and a new roof in 2020. The property also offers separate electric meters for each unit and a detached garage built in 2013 to newer code standards. Move-in ready and positioned for a variety of residential/commercial use scenarios.

Facts & Features

MFRTB8494789
$439,999
Active
N/A
0
N/A
N/A
2,160 sqft
0.0900
1949
Commercial Sale
Mixed Use
N/A

Community Information

1200 40TH ST S
Spring Gardens Sub
Saint Petersburg
Pinellas
FL
33711
No

Amenities

N/A
N/A
No
No
No

Interior

N/A
Central
Central Air
Ceramic Tile, Luxury Vinyl
N/A
2
Microwave, Refrigerator

Exterior

N/A
Stucco
Slab
N/A
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

April 7, 2026
146
N/A
West
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. INSTA REAL ESTATE SOLUTIONS is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

146 days on market

Listing updated: Aug 31, 2026 · 2:52 PM

Listed by: Michael Schultz · 727-463-2274INSTA REAL ESTATE SOLUTIONS · 813-586-0654

Updated from Real Estate Market Data

Location

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