IDX

Listed by MIKE SANDERS · Courtesy of HOMES BY SANDERS REALTY· Agent MLS ID# MFR260015514 · Deemed reliable but not guaranteed. · Data last updated: Aug 1, 2026 · 10:51 AM

12816 HARBORWOOD DR

Largo, Pinellas, FL, 33774

Active

$2,450,000

$579/sqft

4Beds
5Baths
4,234Sq Ft
1987Built
2Days on Market

About this home

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Facts & Features

MFRTB8533580
$2,450,000
Active
4
5
4
1
4,234 sqft
1.3100
1987
Residential
Single Family Residence
Coastal, Cape Cod

Community Information

12816 HARBORWOOD DR
Kensington Oaks
Largo
Pinellas
FL
33774
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), High Ceilings, Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Cathedral Ceiling(s), Kitchen/Family Room Combo, Stone Counters, Window Treatments, Primary Bedroom Main Floor
Central, Electric
Central Air
Tile, Carpet, Wood, Travertine
Living Room, Wood Burning, Family Room
2
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Range, Range Hood, Bar Fridge, Wine Refrigerator

Exterior

Sidewalk, Outdoor Grill, Private Yard
Block, Brick
Slab
Shingle
Chain Link
Landscaped, Paved, Oversized Lot, Cleared, Sidewalk, Conservation Area, FloodZone, Flood Insurance Required, Sloped

School Information

N/A
N/A
N/A

Additional Information

July 30, 2026
2
RES
Southeast
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. HOMES BY SANDERS REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

2 days on market

Listing updated: Aug 1, 2026 · 10:51 AM

Listed by: MIKE SANDERS · 727-409-8000HOMES BY SANDERS REALTY · 727-409-6929

Updated from Real Estate Market Data

Location

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brokerage

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