IDX

Listed by Dillon Cook · Courtesy of WRIGHT DAVIS REAL ESTATE· Agent MLS ID# MFR261551206 · Deemed reliable but not guaranteed. · Data last updated: Sep 12, 2026 · 7:07 PM

18200 CYPRESS COVE LN

Lutz, Hillsborough, FL, 33549

Active

$690,000

$299/sqft

4Beds
3Baths
2,307Sq Ft
1974Built
10Days on Market

About this home

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Facts & Features

MFRTB8544945
$690,000
Active
4
3
3
0
2,307 sqft
0.3300
1974
Residential
Single Family Residence
N/A

Community Information

18200 CYPRESS COVE LN
Cypress Cove
Lutz
Hillsborough
FL
33549
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Stone Counters, Thermostat
Central
Central Air
Carpet, Vinyl
Living Room
N/A
Cooktop, Dishwasher, Dryer, Microwave, Washer, Convection Oven, Range Hood

Exterior

Rain Gutters, Lighting, Outdoor Grill, Outdoor Shower, Courtyard, Private Yard
Block, Stucco, Frame
Slab
Shingle, Membrane
N/A
Unincorporated, Cul-De-Sac

School Information

Lutz-Hb
Liberty-Hb
Freedom-Hb

Additional Information

September 2, 2026
10
RSC-4
North
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. WRIGHT DAVIS REAL ESTATE is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

10 days on market

Listing updated: Sep 12, 2026 · 7:07 PM

Listed by: Dillon Cook · 813-640-9000WRIGHT DAVIS REAL ESTATE · 813-251-0001

Updated from Real Estate Market Data

Location

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