IDX

Listed by Kelly Ackley · Courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION· Agent MLS ID# MFR285513750 · Deemed reliable but not guaranteed. · Data last updated: Sep 8, 2026 · 6:32 PM

306 HARBOR DR

Indian Rocks Beach, Pinellas, FL, 33785

Active

$3,700,000

$809/sqft

5Beds
4Baths
4,571Sq Ft
2004Built
228Days on Market

About this home

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 5 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Facts & Features

MFRTB8467679
$3,700,000
Active
5
4
4
0
4,571 sqft
0.2100
2004
Residential
Single Family Residence
Mediterranean

Community Information

306 HARBOR DR
Indian Beach Re-Revised 5Th Add
Indian Rocks Beach
Pinellas
FL
33785
No

Amenities

Basketball Court
N/A
No
Yes
Yes

Interior

Ceiling Fans(s), Split Bedroom, Walk-In Closet(s), Eat-in Kitchen, Solid Wood Cabinets, Cathedral Ceiling(s), Kitchen/Family Room Combo, Stone Counters, Thermostat, Elevator, Window Treatments, Smart Home, PrimaryBedroom Upstairs, Built-in Features, Coffered Ceiling(s), Dry Bar
Central, Electric
Central Air, Mini-Split Unit(s)
Carpet, Ceramic Tile, Wood
Living Room, Wood Burning, Primary Bedroom
3
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer, Electric Water Heater, Bar Fridge, Water Filtration System, Wine Refrigerator

Exterior

Rain Gutters, Private Mailbox, Balcony, Hurricane Shutters
Block, Stucco, Frame
Slab
Tile
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

January 22, 2026
228
N/A
Southwest
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KELLER WILLIAMS REALTY PORTFOLIO COLLECTION is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

228 days on market

Listing updated: Sep 8, 2026 · 6:32 PM

Listed by: Kelly Ackley · 727-515-6504KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · 727-489-0800

Updated from Real Estate Market Data

Location

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brokerage

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