IDX

Listed by Anthony Kanaris · Courtesy of BRIDGE POINT BUSINESS REAL EST· Agent MLS ID# MFR285500429 · Deemed reliable but not guaranteed. · Data last updated: Sep 7, 2026 · 5:34 PM

3198 INDIAN GULF LN

Hernando Beach, Hernando, FL, 34607

Active

$1,199,000

$892/sqft

2Beds
3Baths
1,344Sq Ft
1984Built
13Days on Market

About this home

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

Facts & Features

MFRW7888807
$1,199,000
Active
2
3
3
0
1,344 sqft
0.3600
1984
Residential
Single Family Residence
Coastal

Community Information

3198 INDIAN GULF LN
Indian Bay Country Homes Unrec
Hernando Beach
Hernando
FL
34607
No

Amenities

N/A
N/A
No
Yes
No

Interior

Ceiling Fans(s), Open Floorplan, Stone Counters, Crown Molding, Window Treatments, PrimaryBedroom Upstairs
Central, Electric
Central Air, Wall/Window Unit(s)
Ceramic Tile, Luxury Vinyl, Brick
N/A
N/A
Dishwasher, Dryer, Microwave, Refrigerator, Washer, Range

Exterior

Storage, Balcony
Stucco, Frame
Slab, Stilt/On Piling
Metal
N/A
In County, Paved, Level, Oversized Lot, FloodZone

School Information

N/A
N/A
N/A

Additional Information

August 25, 2026
13
R1A
North
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. BRIDGE POINT BUSINESS REAL EST is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

13 days on market

Listing updated: Sep 7, 2026 · 5:34 PM

Listed by: Anthony Kanaris · 352-585-3872BRIDGE POINT BUSINESS REAL EST · 352-515-0226

Updated from Real Estate Market Data

Location

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