IDX

Listed by Julie Kelsey · Courtesy of COLDWELL BANKER REALTY· Agent MLS ID# MFR260041502 · Deemed reliable but not guaranteed. · Data last updated: Sep 9, 2026 · 1:16 PM

3558 OAK LAKE DR

Palm Harbor, Pinellas, FL, 34684

Active

$650,000

$302/sqft

3Beds
2Baths
2,154Sq Ft
1987Built
8Days on Market

About this home

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

Facts & Features

MFRTB8543377
$650,000
Active
3
2
2
0
2,154 sqft
0.2400
1987
Residential
Single Family Residence
N/A

Community Information

3558 OAK LAKE DR
Highland Lakes Unit Eighteen
Palm Harbor
Pinellas
FL
34684
Yes

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s), Split Bedroom, Walk-In Closet(s), Living Room/Dining Room Combo
Central
Central Air
Luxury Vinyl
N/A
1
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Range, Water Softener

Exterior

Lighting
Block, Stucco
Slab
Shingle
N/A
Landscaped, Sidewalk, Corner Lot

School Information

N/A
N/A
N/A

Additional Information

September 1, 2026
8
RPD-7.5
North
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. COLDWELL BANKER REALTY is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

8 days on market

Listing updated: Sep 9, 2026 · 1:16 PM

Listed by: Julie Kelsey · 727-608-7759COLDWELL BANKER REALTY · 727-781-3700

Updated from Real Estate Market Data

Location

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brokerage

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