IDX

Listed by Amy Reynolds · Courtesy of LOCKHART & ASSOCIATES INC· Agent MLS ID# MFR255001009 · Deemed reliable but not guaranteed. · Data last updated: Sep 1, 2026 · 3:12 PM

3640 CRUMP RD

Winter Haven, Polk, FL, 33881

Active

$1,399,900

$423/sqft

4Beds
3Baths
3,309Sq Ft
1987Built
11Days on Market

About this home

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!

Facts & Features

MFRL4964316
$1,399,900
Active
4
3
3
0
3,309 sqft
1.2300
1987
Residential
Single Family Residence
Florida

Community Information

3640 CRUMP RD
Magnolia Shores
Winter Haven
Polk
FL
33881
No

Amenities

N/A
N/A
No
Yes
Yes

Interior

Open Floorplan, Split Bedroom, Walk-In Closet(s), Eat-in Kitchen, Stone Counters, Thermostat, Window Treatments, Central Vaccum
Central, Electric, Heat Pump, Zoned
Central Air, Zoned
Tile, Travertine
N/A
1
Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Range, Range Hood, Water Softener, Wine Refrigerator, Tankless Water Heater, Trash Compactor

Exterior

Rain Gutters, Lighting, Private Mailbox, Outdoor Grill, Outdoor Shower, Hurricane Shutters, Outdoor Kitchen
Block, Stucco
Slab
Shingle, Metal
Fenced, Other
In County, Landscaped, Paved, Oversized Lot

School Information

Elbert Elem
Denison Middle
Winter Haven Senior

Additional Information

August 21, 2026
11
R-1A
Southeast
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LOCKHART & ASSOCIATES INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

11 days on market

Listing updated: Sep 1, 2026 · 3:12 PM

Listed by: Amy Reynolds · 863-412-2279LOCKHART & ASSOCIATES INC · 863-293-1234

Updated from Real Estate Market Data

Location

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brokerage

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