IDX

Listed by Sofia Lovinsky · Courtesy of KELLER WILLIAMS ADVANTAGE III· Agent MLS ID# MFR641660901 · Deemed reliable but not guaranteed. · Data last updated: Sep 12, 2026 · 3:04 PM

4020 CARTERET DR

Winter Haven, Polk, FL, 33884

Active

$405,900

$178/sqft

4Beds
3Baths
2,282Sq Ft
2015Built
186Days on Market

About this home

Seller is willing to offer funds towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Facts & Features

MFRO6389154
$405,900
Active
4
3
3
0
2,282 sqft
0.1800
2015
Residential
Single Family Residence
N/A

Community Information

4020 CARTERET DR
Traditions Ph 01
Winter Haven
Polk
FL
33884
Yes

Amenities

Cable TV, Clubhouse, Pool, Shuffleboard Court, Tennis Court(s), Fitness Center, Trail(s), Gated, Park, Maintenance, Playground, Sauna, Basketball Court
N/A
No
No
No

Interior

Ceiling Fans(s), Open Floorplan, Walk-In Closet(s), Kitchen/Family Room Combo, Stone Counters, Crown Molding
Central, Electric
Central Air
Tile, Hardwood
N/A
N/A
Cooktop, Dishwasher, Microwave, Refrigerator, Range

Exterior

Sidewalk
Block, Stucco
Slab
Shingle
N/A
N/A

School Information

Chain O Lakes Elem
Mclaughlin Academy Of Excellence
Lake Region High

Additional Information

March 10, 2026
186
N/A
South
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. KELLER WILLIAMS ADVANTAGE III is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

186 days on market

Listing updated: Sep 12, 2026 · 3:04 PM

Listed by: Sofia Lovinsky · 407-376-1845KELLER WILLIAMS ADVANTAGE III · 407-207-0825

Updated from Real Estate Market Data

Location

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brokerage

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