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Listed by Sandra Munoz · Courtesy of CHARLES RUTENBERG REALTY INC· Agent MLS ID# MFR261594700 · Deemed reliable but not guaranteed. · Data last updated: Sep 8, 2026 · 9:03 PM

440 89TH AVE

Saint Pete Beach, Pinellas, FL, 33706

Active

$509,000

$402/sqft

3Beds
2Baths
1,266Sq Ft
1956Built
31Days on Market

About this home

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

Facts & Features

MFRTB8537114
$509,000
Active
3
2
2
0
1,266 sqft
0.1600
1956
Residential
Single Family Residence
N/A

Community Information

440 89TH AVE
Saint Petersburg Beach North Unit 8
Saint Pete Beach
Pinellas
FL
33706
No

Amenities

N/A
N/A
No
No
No

Interior

Ceiling Fans(s)
Central
Central Air
Laminate
N/A
1
Dishwasher, Microwave, Refrigerator

Exterior

None
Block
Slab
Other
Vinyl
N/A

School Information

Azalea Elementary-Pn
Azalea Middle-Pn
Boca Ciega High-Pn

Additional Information

August 8, 2026
31
N/A
North
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. CHARLES RUTENBERG REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

31 days on market

Listing updated: Sep 8, 2026 · 9:03 PM

Listed by: Sandra Munoz · 656-204-3498CHARLES RUTENBERG REALTY INC · 727-538-9200

Updated from Real Estate Market Data

Location

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brokerage

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