IDX

Listed by Charles Delarosa · Courtesy of FLORIDA'S 1ST CHOICE RLTY LLC· Agent MLS ID# MFR260061410 · Deemed reliable but not guaranteed. · Data last updated: Aug 21, 2026 · 1:57 PM

440 OLIVE CONCH ST

Ruskin, Hillsborough, FL, 33570

Active

$425,000

$169/sqft

5Beds
3Baths
2,522Sq Ft
2020Built
90Days on Market

About this home

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Facts & Features

MFRTB8511817
$425,000
Active
5
3
3
0
2,522 sqft
0.1100
2020
Residential
Single Family Residence
N/A

Community Information

440 OLIVE CONCH ST
Shell Cove Ph 1
Ruskin
Hillsborough
FL
33570
No

Amenities

N/A
N/A
No
Yes
No

Interior

Walk-In Closet(s), Stone Counters, Crown Molding
Central
Central Air
Tile, Carpet
N/A
N/A
Built-In Oven, Refrigerator

Exterior

N/A
Block, Brick
Slab, Block
Shingle
N/A
N/A

School Information

Ruskin-Hb
Shields-Hb
Lennard-Hb

Additional Information

May 23, 2026
90
PD
North
Yes

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. FLORIDA'S 1ST CHOICE RLTY LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

90 days on market

Listing updated: Aug 21, 2026 · 1:57 PM

Listed by: Charles Delarosa · 813-708-3937FLORIDA'S 1ST CHOICE RLTY LLC · 813-566-2434

Updated from Real Estate Market Data

Location

BR
brokerage

Get in Touch

You may also like

Similar Properties

10207 COUNT FLEET DR — home for sale

$355,000

10207 COUNT FLEET DR

5Beds
3Baths
MFRTB8544626MLS ID
2,635SqFt

CENTURY 21 BEGGINS ENTERPRISES

1325 ANCHOR BEND DR — home for sale

$384,900

1325 ANCHOR BEND DR

4Beds
3Baths
MFRTB8541041MLS ID
2,460SqFt

DALTON WADE INC

2509 RIVER BRIAR BLVD — home for sale

$399,000

2509 RIVER BRIAR BLVD

3Beds
3Baths
MFRTB8535551MLS ID
2,617SqFt

ANR REALTY LLC