IDX

Listed by Kurt Derkevics · Courtesy of FUTURE HOME REALTY INC· Agent MLS ID# MFR260042450 · Deemed reliable but not guaranteed. · Data last updated: Sep 13, 2026 · 12:22 AM

4545 DEBBIE LN

Lutz, Pasco, FL, 33559

Active

$420,000

$169/sqft

4Beds
3Baths
2,478Sq Ft
1980Built
7Days on Market

About this home

A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!

Facts & Features

MFRTB8545612
$420,000
Active
4
3
2
1
2,478 sqft
0.2400
1980
Residential
Single Family Residence
N/A

Community Information

4545 DEBBIE LN
Tampa Downs Heights
Lutz
Pasco
FL
33559
No

Amenities

N/A
N/A
No
No
Yes

Interior

High Ceilings, Open Floorplan, Thermostat
Heat Pump
Central Air
Vinyl
Wood Burning
1
Dishwasher, Microwave, Refrigerator, Electric Water Heater

Exterior

N/A
Block
Slab
Shake
Vinyl
N/A

School Information

Veterans Elementary School
Cypress Creek Middle School
Cypress Creek High-Po

Additional Information

September 5, 2026
7
R3
Northeast
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. FUTURE HOME REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

7 days on market

Listing updated: Sep 13, 2026 · 12:22 AM

Listed by: Kurt Derkevics · 813-404-0769FUTURE HOME REALTY INC · 813-855-4982

Updated from Real Estate Market Data

Location

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brokerage

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