IDX

Listed by Mauricio Garcia Lopez · Courtesy of LA ROSA REALTY LLC· Agent MLS ID# MFR261597083 · Deemed reliable but not guaranteed. · Data last updated: Jul 28, 2026 · 12:14 PM

5820 ARBORETUM ST

Saint Cloud, Osceola, FL, 34771

Active

$514,900

$198/sqft

5Beds
3Baths
2,601Sq Ft
2024Built
59Days on Market

About this home

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Facts & Features

MFRO6412182
$514,900
Active
5
3
3
0
2,601 sqft
0.1400
2024
Residential
Single Family Residence
N/A

Community Information

5820 ARBORETUM ST
Prairie Oaks
Saint Cloud
Osceola
FL
34771
No

Amenities

N/A
N/A
No
No
No

Interior

Open Floorplan, Walk-In Closet(s), Eat-in Kitchen, Living Room/Dining Room Combo, Kitchen/Family Room Combo, Stone Counters, Thermostat, Solid Surface Counters, PrimaryBedroom Upstairs, Built-in Features
Central
Central Air
Tile, Carpet
N/A
2
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater, Range Hood, Exhaust Fan, Water Filtration System, Kitchen Reverse Osmosis System

Exterior

None
Block, Stucco
Slab
Shingle
N/A
N/A

School Information

N/A
N/A
N/A

Additional Information

May 30, 2026
59
RES
North
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. LA ROSA REALTY LLC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

59 days on market

Listing updated: Jul 28, 2026 · 12:14 PM

Listed by: Mauricio Garcia Lopez · 407-818-9846LA ROSA REALTY LLC · 321-939-3748

Updated from Real Estate Market Data

Location

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brokerage

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