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Listed by Michael Ceparano · Courtesy of FUTURE HOME REALTY INC· Agent MLS ID# MFR261535032 · Deemed reliable but not guaranteed. · Data last updated: Apr 13, 2026 · 9:15 PM

984 OLIVE CONCH ST

Ruskin, Hillsborough, FL, 33570

Active

$400,000

$166/sqft

5Beds
3Baths
2,415Sq Ft
2021Built
45Days on Market

About this home

This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner’s suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.

Facts & Features

MFRTB8481422
$400,000
Active
5
3
2
1
2,415 sqft
0.1500
2021
Residential
Single Family Residence
N/A

Community Information

984 OLIVE CONCH ST
Shell Cove Ph 1
Ruskin
Hillsborough
FL
33570
No

Amenities

Pool, Playground, Basketball Court
N/A
No
No
No

Interior

Ceiling Fans(s), Open Floorplan, Walk-In Closet(s), Stone Counters, Primary Bedroom Main Floor
Central
Central Air
Carpet, Ceramic Tile
N/A
2
Dishwasher, Disposal, Microwave, Range, Water Softener

Exterior

Sliding Doors, Sidewalk, Hurricane Shutters, Private Yard
Stucco
Slab
Shingle
Fenced, Vinyl
Corner Lot

School Information

Thompson Elementary
Shields-Hb
Lennard-Hb

Additional Information

February 27, 2026
45
PD
East
No

Mortgage Calculator

This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, and loan terms vary by lender and are subject to credit approval, income/asset verification, and market conditions. Property tax and homeowners insurance shown are estimates and may differ. PMI applies when the down payment is under 20%. For an official Loan Estimate, contact a licensed mortgage lender. FUTURE HOME REALTY INC is a licensed real estate brokerage, not a mortgage lender. Equal Housing Opportunity.

45 days on market

Listing updated: Apr 13, 2026 · 9:15 PM

Listed by: Michael Ceparano · 813-417-6698FUTURE HOME REALTY INC · 813-855-4982

Updated from Real Estate Market Data

Location

BR
brokerage

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